Every once in a while, I’ll get an e-mail such as the one below:
Hi. My name is [redacted]. I am a junior, attending [redacted]. I just want to write to challenge you about the misinformation you are spreading about the student loan industry. Without the student loan industry, I would not be in college right now!
Mine is just a tale of one individual working hard in pursuit of her aspirations, but it must also be pointed out that student debt horror stories are completely overblown. The media just happens to highlight them the way it highlights any “horror story,” creating trends where there are none.
Here is a fact: most student debt defaulters are addicts of some kind. I know a couple myself so I know what it is I’m talking about.
[Long, boring paragraph on addiction I’ve decided to cut. Basically, the author seems to think that some people are just “weak,” though she doesn’t “want to judge.”]
You blame your student debt problems on your health, but that seems fishy, especially since you say you recently had a child. Anyone who took a basic science class knows that unhealthy mothers don’t carry their babies to term! Sorry if I appear suspicious, but I have simply known too many addicts and deadbeats to not immediately question your story.
Also I think it’s very telling that you would move to a country like Russia. I don’t know much about Russia, but this much is obvious to me as a young person who cares about the issues: nobody values hard work like Americans do. If irresponsible borrowers want to leave, then this is probably a good thing – you don’t serve as a good example for my own generation.
In just a few years, I will be in repayment and I am committed to making good on the promises I made when I signed the loan documents. Taking responsibility is something that makes our society great is what I firmly and truly believe. I am very sorry that a journalist of your stature would not be committed to our shared values, and would instead help spread the lies and misinformation that are contributing to harming our economy.
[redacted], a proud student borrower.
It’s like being e-mailed by a bad Ayn Rand rip-off (though I have no idea what would constitute a good Ayn Rand rip-off).
Go ahead and talk after you’ve spent a few years in repayment, babe.
P.S. I love the bit about Russia. She doesn’t know anything about the country, yet would criticize people for living and working here. Though perhaps Russia is also “for the weak.” I guess. (Also, LOL)